Reducing Spending - Tips and Tricks

Episode Notes

Amy Walls from Thimbleberry Financial joins cohost Jon "JAG" Gay to talk about reducing your spending - the one part of your financial life that you have the most control over.

Many people need to cut their spending, but for some clients, Amy actually recommends an increase in spending.  This involves letting go of the guilt that sometimes comes with spending money. She explains.

There are also "rules of thumbs" for percentages of how much of your paycheck you should save, what should go to expenses, and what you can spend.  And the numbers change with bonuses.

Finally Amy shares some spending tips about credit cards, budgets for variable expenses, grocery shopping and intentional spending.


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